⏰ Turning 65 soon? Your Medigap Open Enrollment window is time-limited. Get Your Free Comparison β†’
General

Medicare Annual Wellness Visit: What to Expect in Florida

What Is the Medicare Annual Wellness Visit?

The Medicare Annual Wellness Visit (AWV) is a yearly appointment with your doctor covered at $0 cost under Medicare Part B β€” no copay, no deductible. It's not a physical exam; it's a health assessment and prevention planning session.

During your AWV, your doctor will:

  • Review your health history and update your medical record
  • Assess your risk factors for disease
  • Create or update your personalized prevention plan
  • Check your blood pressure, weight, height, and BMI
  • Screen for cognitive impairment (memory and thinking)
  • Screen for depression
  • Review your current medications
  • Update your advance care planning documents

Annual Wellness Visit vs. Regular Physical

Many Florida seniors confuse the Annual Wellness Visit with a regular physical exam. Key differences:

Annual Wellness Visit: Covered at $0, focuses on prevention planning and risk assessment, no blood work or hands-on physical examination required.

'Welcome to Medicare' Preventive Visit: One-time visit within your first 12 months of Part B. Different from the AWV. Also covered at $0.

Regular physical exam: Medicare does not cover routine physical exams. If you want a comprehensive physical with hands-on examination and lab work, you'll pay the standard Part B cost-sharing (or your Medigap covers it if services are medically necessary).

The AWV is designed as a planning and screening tool, not a diagnostic exam.

What to Bring to Your Florida Annual Wellness Visit

  • Complete medication list β€” All prescriptions, over-the-counter drugs, vitamins, and supplements with doses
  • Family health history β€” First-degree relatives' major health conditions
  • Insurance cards β€” Medicare card and Medigap card
  • List of questions β€” Any health concerns you want to discuss
  • Advance directives β€” Healthcare proxy or living will if you have one
  • History of vaccinations β€” So your doctor can identify any gaps

Free Preventive Services to Use Alongside Your AWV

The AWV is the gateway to additional free Medicare preventive services. Ask your Florida doctor to order screenings you may be due for:

  • Colorectal cancer screening (colonoscopy)
  • Mammograms for women
  • Lung cancer CT scan (for current/former smokers ages 50–77)
  • Diabetes screening
  • Cardiovascular disease risk screening
  • Flu and pneumonia vaccines
  • Shingles vaccine (Shingrix β€” under Part D, not Part B)

Take full advantage of these $0 preventive benefits. They're included in your Medicare regardless of whether you have Medigap β€” and Medigap ensures that any follow-up care needed after screenings is covered with minimal out-of-pocket cost.

Ready to Compare Florida Medigap Plans?

Our licensed Florida specialists compare 20+ carriers and find your best option β€” completely free.

Get My Free Comparison β†’
Or call (407) 907-8817 | Mon–Fri 8am–8pm ET

Related Articles

Medigap

Medigap Plan G vs Plan N in Florida: Complete 2026 Comparison

Plan G or Plan N? Florida seniors turning 65 face this choice constantly. Here's the complete breakdown of costs, coverage, and which plan wins for your situation.

Read More β†’
General

Medicare Part D Prescription Drug Plans in Florida 2026

Medigap doesn't cover prescription drugs. Here's everything Florida seniors need to know about Part D in 2026, including Florida-specific plan options and enrollment rules.

Read More β†’
Medigap

Best Medigap Insurance Companies in Florida 2026

Not all Medigap carriers are created equal. Here are the top-rated Florida Medigap insurance companies by price, financial stability, and customer service in 2026.

Read More β†’