⏰ Turning 65 soon? Your Medigap Open Enrollment window is time-limited. Get Your Free Comparison β†’

Medigap Plans in Fort Myers, FL

Compare Medicare Supplement quotes from 20+ carriers. Local Lee County specialists β€” free, no obligation.

20+
Carriers Compared
$0
Cost to You
$114-$183/mo
Plan G Range
$74-$130/mo
Plan N Range
Florida-Licensed Agents 100% Free Service No Obligation Quotes 20+ Carriers Compared 4.9/5 Client Rating

Medicare Supplement Insurance in Fort Myers, FL

If you are turning 65 or already on Medicare in Fort Myers, you have important decisions to make about supplemental coverage. Original Medicare leaves significant gaps: deductibles, copays, and the 20% coinsurance that Medicare does not pay.

A Medicare Supplement (Medigap) plan fills those gaps. T65Navigator helps Fort Myers and Lee County seniors compare Medigap options from 20+ carriers β€” completely free.

Serving Fort Myers & Nearby Areas

ZIPs served: 33901-33919

Nearby: Cape Coral, Bonita Springs, Estero, Lehigh Acres, Sanibel, Marco Island

Local hospitals: Lee Health Cape Coral Hospital, Gulf Coast Medical Center, Cape Coral Hospital, Health Park Medical Center

Get Free Fort Myers Medigap Quotes

A licensed Lee County specialist will contact you within 1 business day with personalized quotes.

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Top Medigap Plans for Fort Myers Residents

All plans standardized by Florida law β€” compare the same coverage at different prices

Best Value
Plan N
Lower premium, small copays
$74-$130/mo
estimated monthly premium in Fort Myers
  • Part A hospital coinsurance & costs
  • Part B coinsurance (with copays)
  • Part A hospice coinsurance
  • First 3 pints of blood
  • Skilled nursing coinsurance
  • Part A deductible
  • Foreign travel emergency (80%)
You pay: Part B deductible + up to $20 office / $50 ER copay.
Get Plan N Quotes
Budget Option
HD Plan G
Lowest premium, Plan G benefits
$40-$64/mo
estimated monthly premium in Fort Myers
  • Same benefits as Plan G
  • Lowest monthly premium
  • Annual deductible: $2,870 (2026)
  • Great for healthy seniors
  • Part A & B coinsurance after deductible
  • Foreign travel emergency (80%)
Best for: healthy seniors wanting catastrophic protection at minimum cost.
Get HDG Quotes

Why Fort Myers Seniors Choose T65Navigator

🏠

Locally Based

We are based in Lee County and specialize in serving Central Florida seniors. We know your local hospitals, doctors, and market rates.

📊

Compare 20+ Carriers

We shop all major Florida carriers β€” Mutual of Omaha, Aetna, UnitedHealthcare, Cigna, and more β€” to find your best rate.

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Always Free

Our service costs you nothing. Licensed agents are compensated by carriers. You get expert advice at zero cost.

Fast & Easy

Most clients complete enrollment in under 30 minutes. Fill out a form or call us β€” we handle the paperwork.

What Fort Myers Clients Say

★★★★★

“T65Navigator found me a Plan G through Lee Health that saved me $820 a year compared to my old Medicare Advantage plan. Could not be happier.”

Dorothy B., Fort Myers, age 71
★★★★★

“Professional, fast, and genuinely helpful. They compared over 10 carriers and explained everything clearly. No pressure to buy.”

Kenneth A., Cape Coral, age 67
★★★★★

“My neighbor recommended T65Navigator and I am so glad she did. Best rates, best service, and the agent answered every question I had.”

Shirley P., Estero, age 74

Medigap FAQs — Fort Myers, FL

What Medigap plans are available in Fort Myers, FL?

Fort Myers and Lee County seniors can enroll in all standardized Medigap plans: Plan G, Plan N, High Deductible Plan G, and Plan F (for those eligible before January 2020). Plan G is the most popular choice in Southwest Florida.

How much does Medigap cost in Fort Myers?

For a 65-year-old in Fort Myers, Plan G runs $114-$183/month, Plan N $74-$130/month, and High Deductible Plan G $40-$64/month.

Can I use Lee Health hospitals with Medigap?

Yes. Lee Health's Gulf Coast Medical Center, Cape Coral Hospital, Health Park Medical Center, and all other Medicare-accepting facilities in Lee County are covered by Plan G and Plan N with no network restrictions.

Does T65Navigator serve Fort Myers and Cape Coral?

Yes β€” we serve all of Lee County including Fort Myers, Cape Coral, Bonita Springs, Estero, Lehigh Acres, and surrounding communities.

When is the best time to enroll in Medigap in Fort Myers?

Your best enrollment window is the 6-month Medigap Open Enrollment Period starting when you turn 65 and enroll in Part B. Enrolling during this period guarantees you cannot be denied coverage regardless of health status.

Ready for Your Free Fort Myers Medigap Quote?

Compare plans from 20+ carriers. Licensed Lee County specialist on call.

📞 (407) 907-8817
Mon–Fri 8am–8pm ET | Sat 9am–5pm ET
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