⏰ Turning 65 soon? Your Medigap Open Enrollment window is time-limited. Get Your Free Comparison β†’

Medigap Plans in Jacksonville, FL

Compare Medicare Supplement quotes from 20+ carriers. Local Duval County specialists β€” free, no obligation.

20+
Carriers Compared
$0
Cost to You
$115-$188/mo
Plan G Range
$75-$133/mo
Plan N Range
Florida-Licensed Agents 100% Free Service No Obligation Quotes 20+ Carriers Compared 4.9/5 Client Rating

Medicare Supplement Insurance in Jacksonville, FL

If you are turning 65 or already on Medicare in Jacksonville, you have important decisions to make about supplemental coverage. Original Medicare leaves significant gaps: deductibles, copays, and the 20% coinsurance that Medicare does not pay.

A Medicare Supplement (Medigap) plan fills those gaps. T65Navigator helps Jacksonville and Duval County seniors compare Medigap options from 20+ carriers β€” completely free.

Serving Jacksonville & Nearby Areas

ZIPs served: 32099-32277

Nearby: Fleming Island, Orange Park, Ponte Vedra Beach, St. Johns, Fernandina Beach, St. Augustine

Local hospitals: UF Health Jacksonville, Mayo Clinic Florida, Baptist Health, Ascension St. Vincent's

Get Free Jacksonville Medigap Quotes

A licensed Duval County specialist will contact you within 1 business day with personalized quotes.

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🔒 Secure & Private ✓ Licensed Agents ✓ No Obligation ★★★★★ 4.9/5

Top Medigap Plans for Jacksonville Residents

All plans standardized by Florida law β€” compare the same coverage at different prices

Best Value
Plan N
Lower premium, small copays
$75-$133/mo
estimated monthly premium in Jacksonville
  • Part A hospital coinsurance & costs
  • Part B coinsurance (with copays)
  • Part A hospice coinsurance
  • First 3 pints of blood
  • Skilled nursing coinsurance
  • Part A deductible
  • Foreign travel emergency (80%)
You pay: Part B deductible + up to $20 office / $50 ER copay.
Get Plan N Quotes
Budget Option
HD Plan G
Lowest premium, Plan G benefits
$40-$66/mo
estimated monthly premium in Jacksonville
  • Same benefits as Plan G
  • Lowest monthly premium
  • Annual deductible: $2,870 (2026)
  • Great for healthy seniors
  • Part A & B coinsurance after deductible
  • Foreign travel emergency (80%)
Best for: healthy seniors wanting catastrophic protection at minimum cost.
Get HDG Quotes

Why Jacksonville Seniors Choose T65Navigator

🏠

Locally Based

We are based in Duval County and specialize in serving Central Florida seniors. We know your local hospitals, doctors, and market rates.

📊

Compare 20+ Carriers

We shop all major Florida carriers β€” Mutual of Omaha, Aetna, UnitedHealthcare, Cigna, and more β€” to find your best rate.

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Always Free

Our service costs you nothing. Licensed agents are compensated by carriers. You get expert advice at zero cost.

Fast & Easy

Most clients complete enrollment in under 30 minutes. Fill out a form or call us β€” we handle the paperwork.

What Jacksonville Clients Say

★★★★★

“I was comparing plans on Medicare.gov and got completely lost. T65Navigator simplified everything and found me a Plan G $70/month cheaper than what I almost signed up for.”

Eleanor R., Jacksonville, age 68
★★★★★

“The Mayo Clinic is my primary hospital. With Plan G from T65Navigator, I can use it freely β€” no authorizations, no network issues. Excellent service.”

Charles M., Ponte Vedra, age 73
★★★★★

“T65Navigator responded within the hour and had everything explained clearly. My coverage started the following month. Highly recommend.”

Patricia G., Fleming Island, age 70

Medigap FAQs — Jacksonville, FL

What Medigap plans are available in Jacksonville, FL?

Jacksonville residents can choose from all standardized Medigap plans including Plan G, Plan N, High Deductible Plan G, and Plan F for those eligible before January 2020.

How much does Medigap cost in Jacksonville?

For a 65-year-old in Jacksonville, Plan G averages $115-$188/month, Plan N $75-$133/month, and High Deductible Plan G $40-$66/month. Comparing rates can save $500-$1,200/year.

Can I use Mayo Clinic Florida with Medigap?

Yes. Mayo Clinic Florida, UF Health Jacksonville, Baptist Health, and Ascension St. Vincent's all accept Medicare β€” Medigap Plan G and Plan N cover your costs at all of these facilities.

When is my Medigap enrollment window in Jacksonville?

Your Medigap Open Enrollment Period starts the month you turn 65 and enroll in Medicare Part B and lasts 6 months. Florida carriers cannot deny you or charge more for pre-existing conditions during this window.

Does T65Navigator serve Jacksonville and Northeast Florida?

Yes β€” we serve Jacksonville, Ponte Vedra Beach, Fleming Island, Orange Park, St. Augustine, Fernandina Beach, and all of Duval and surrounding counties.

Ready for Your Free Jacksonville Medigap Quote?

Compare plans from 20+ carriers. Licensed Duval County specialist on call.

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