Compare Medicare Supplement quotes from 20+ carriers. Local Miami-Dade County specialists — free, no obligation.
If you are turning 65 or already on Medicare in Miami, you have important decisions to make about supplemental coverage. Original Medicare leaves significant gaps: deductibles, copays, and the 20% coinsurance that Medicare does not pay.
A Medicare Supplement (Medigap) plan fills those gaps. T65Navigator helps Miami and Miami-Dade County seniors compare Medigap options from 20+ carriers — completely free.
ZIPs served: 33101-33299
Nearby: Coral Gables, Hialeah, Miami Beach, Doral, Kendall, Homestead, North Miami
Local hospitals: Jackson Memorial Hospital, Baptist Hospital of Miami, Nicklaus Children's Hospital, University of Miami Health
A licensed Miami-Dade County specialist will contact you within 1 business day with personalized quotes.
All plans standardized by Florida law — compare the same coverage at different prices
We are based in Miami-Dade County and specialize in serving Central Florida seniors. We know your local hospitals, doctors, and market rates.
We shop all major Florida carriers — Mutual of Omaha, Aetna, UnitedHealthcare, Cigna, and more — to find your best rate.
Our service costs you nothing. Licensed agents are compensated by carriers. You get expert advice at zero cost.
Most clients complete enrollment in under 30 minutes. Fill out a form or call us — we handle the paperwork.
“T65Navigator helped me understand Medigap for the first time. The agent spoke clearly and found me a Plan G $90/month under what I almost bought.”
“In Miami there are so many Medicare plans being pushed. T65Navigator was objective, compared everything side by side, and let me decide without pressure.”
“I called three agencies before T65Navigator. Nobody else compared this many carriers or was this patient with my questions. They earned my business.”
Miami residents can enroll in all standardized Medigap plans including Plan G, Plan N, High Deductible Plan G, and Plan F (for those eligible before January 1, 2020). Plans G and N are the most popular choices in Miami-Dade County.
Miami Medigap premiums are slightly higher than state averages. Plan G typically ranges from $128-$205/month, Plan N $85-$148/month, and High Deductible Plan G $46-$74/month for a 65-year-old.
Yes. Medigap Plan G and Plan N cover your costs at Jackson Memorial, Baptist Hospital, University of Miami Health, and any Medicare-accepting provider nationwide — no network restrictions.
Your Medigap Open Enrollment Period is the 6 months starting when you turn 65 and enroll in Medicare Part B. During this window, no carrier can deny you or charge more based on your health history.
Yes — we serve all of Miami-Dade County including Miami, Coral Gables, Hialeah, Miami Beach, Doral, Kendall, Homestead, and North Miami.
Compare plans from 20+ carriers. Licensed Miami-Dade County specialist on call.
📞 (407) 907-8817