Compare Medicare Supplement quotes from 20+ carriers. Local Pinellas County specialists — free, no obligation.
If you are turning 65 or already on Medicare in St. Petersburg, you have important decisions to make about supplemental coverage. Original Medicare leaves significant gaps: deductibles, copays, and the 20% coinsurance that Medicare does not pay.
A Medicare Supplement (Medigap) plan fills those gaps. T65Navigator helps St. Petersburg and Pinellas County seniors compare Medigap options from 20+ carriers — completely free.
ZIPs served: 33701-33799
Nearby: Clearwater, Largo, Pinellas Park, Gulfport, South Pasadena, Treasure Island
Local hospitals: Bayfront Health St. Petersburg, Johns Hopkins All Children's Hospital, AdventHealth Pinellas Park
A licensed Pinellas County specialist will contact you within 1 business day with personalized quotes.
All plans standardized by Florida law — compare the same coverage at different prices
We are based in Pinellas County and specialize in serving Central Florida seniors. We know your local hospitals, doctors, and market rates.
We shop all major Florida carriers — Mutual of Omaha, Aetna, UnitedHealthcare, Cigna, and more — to find your best rate.
Our service costs you nothing. Licensed agents are compensated by carriers. You get expert advice at zero cost.
Most clients complete enrollment in under 30 minutes. Fill out a form or call us — we handle the paperwork.
“Best decision I made before turning 65 was calling T65Navigator. They found me a Plan G $85/month cheaper than the first quote I received elsewhere.”
“Very responsive and professional. They explained every detail of Plan G vs Plan N and helped me make the right choice for my health situation.”
“I have referred five neighbors to T65Navigator. Every single one saved money compared to what they were paying before.”
St. Petersburg residents have access to all standardized Florida Medigap plans including Plan G, Plan N, High Deductible Plan G, and Plan F for pre-2020 eligibles.
For a 65-year-old in St. Petersburg, Plan G runs $118-$190/month, Plan N $77-$136/month, and High Deductible Plan G $42-$68/month. Premium differences between carriers for identical plans can exceed $80/month.
Yes — we serve all of Pinellas County including St. Petersburg, Clearwater, Largo, Pinellas Park, Gulfport, Treasure Island, and surrounding areas.
Yes. Plan G and Plan N work with any Medicare-accepting provider nationwide including Bayfront Health, Johns Hopkins All Children's, and all Pinellas County medical facilities.
Your 6-month Open Enrollment Period starts the month you turn 65 and enroll in Medicare Part B. During this window, carriers cannot deny you or charge higher premiums based on pre-existing conditions.
Compare plans from 20+ carriers. Licensed Pinellas County specialist on call.
📞 (407) 907-8817